TERMS AND CONDITIONS:

The User shall be deemed to have accepted and agreed to the following terms and conditions upon the User’s usage of the website:

• The term Digital Payment Guru shall mean Digital Payment Guru and the term User shall mean the user who is browsing the website (the “Site”).
• By using the Site, the User agrees to follow and be bound by the following terms and conditions, and these terms and conditions may be revised or modified at any time by Digital Payment Guru without any notice to the User.
• The Site is owned by Digital Payment Guru. All content present on this Site is the exclusive property of Digital Payment Guru, including all software, text, images, graphics, video, and audio used on this Site.
• The Digital Payment Guru name and logo are trademarks which belong to and are owned by Digital Payment Guru. These trademarks may not be used in any manner without prior written consent from Digital Payment Guru.
• No material from this Site may be copied, modified, reproduced, republished, uploaded, transmitted, posted, or distributed in any form without prior written permission from Digital Payment Guru. All rights not expressly granted herein are reserved.
• Unauthorized use of the materials appearing on this Site may violate copyright, trademark, and other applicable laws, and could result in criminal or civil penalties. Digital Payment Guru may monitor access to the Site.
• Digital Payment Guru may terminate the User’s access to the Site at any time for any reason. The provisions regarding disclaimer of warranty, accuracy of information, and indemnification shall survive such termination.
• Digital Payment Guru makes no warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to any information, data, statements, or products made available on the Site.
• The Site, and all content, materials, information, software, products, and services provided on the Site, are provided on an “as is” and “as available” basis.
• Digital Payment Guru shall have no responsibility for any damage to the User’s computer system or loss of data that results from the download of any content, materials, or information from the Site.
• Digital Payment Guru may unilaterally change or discontinue any aspect of the Site at any time, including its content or features.
• Digital Payment Guru will not be liable for damages of any kind, including without limitation, direct, incidental, or consequential damages (including, but not limited to, damages for lost profits, business interruption, and loss of programs or information) arising out of the use of or inability to use the Site, or any information provided on the Site, or for any other reason whatsoever.
• The User agrees to indemnify, defend, and hold Digital Payment Guru harmless from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, arising out of or relating to any misuse by the User of the content and services provided on the Site.
• The information contained on the Site has been obtained from sources believed to be reliable. Digital Payment Guru disclaims all warranties as to the accuracy, completeness, or adequacy of such information.
• The Site provides links to websites and access to content, products, and services from third parties, including users, advertisers, affiliates, and sponsors of the Site. The User agrees that Digital Payment Guru is not responsible for the availability of, or content provided on, third-party websites. The User is requested to review the policies posted by other websites regarding privacy and other topics before use. Digital Payment Guru is not responsible for third-party content accessible through the Site, including opinions, advice, statements, and advertisements, and the User shall bear all risks associated with the use of such content. Digital Payment Guru is not responsible for any loss or damage of any sort the User may incur from dealing with any third party.
• Digital Payment Guru makes no warranty that:
  (a) the Site will meet the User’s requirements;
  (b) the Site will be available on an uninterrupted, timely, secure, or error-free basis;
  (c) the results that may be obtained from the use of the Site or any services offered through the Site will be accurate or reliable.

By using this website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.