Author: dpgadmin

Online Payments

Payment Gateway For Travel Business.

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If you own a travel business, you should give your customers a good shopping experience, no matter what business model you are following. With Digital Payment Guru as your online payment solution provider, you will be able to provide your travelers with an uninterrupted shopping experience and carry your company to an unbeatable level.

People have found out different ways to relieve stress and traveling is one of them. This sector is growing at an unbelievable rate. A report from the World Travel and Tourism Council states that India ranked 3rd among 185 countries in tours and travel total GDP contribution in 2018.

People prefer online payment while booking a hotel or a tour package. The study says that 95% of the website traffic drops off without completing a transaction.

Are you using the right online payment solution provider for a flawless overall experience?

Also, Read Everything you need to know about Payment Gateway.

Why Digital Payment Guru is the best payment gateway solution provider for Travel businesses?

Wide Range of Payment Gateways to Choose from: 

We provide payment gateway integration service of a wide range of Payment gateways, 100+ payment options, PCI-DSS compliant payment gateways, seamless checkout, Online Store, and uninterrupted payments. To know more click here.

Payment Button for your Website:

Add a payment button to your website by clicking on which your customers can make a quick payment. Adding a payment button is not a big task, a two-line code needs to be added to your website. The button can be customized according to your website theme to complement the overall look and feel of your website.

Request Payment with Payment Links:

Create a payment link in the payment gateway dashboard. This payment link can be shared on WhatsApp, emails, text messages, and any social media platform and get paid instantly.

Accept International Payment:

Take your business from Local to Global with Digital Payment Guru’s international payment support, accepting payments in more than 100+ currencies. 

100+ Payment Options:

Provide your customers with more than 100 payment options so that they can make payments with the desired payment mode. This can help you in customer retention.

Same Page Checkout: 

If the customer is redirected to another page other than the website, chances are the customer will cancel the transaction on the second thought that it’s a scam. We provide the same page checkouts to provide ease of payment for your customers and increase the chances of conversion.

Responsive Checkout: 

The checkout page will be responsive for your customer’s convenience so that they can make the payment from mobile, tablet, or desktop.

Secure Transactions:

Our payment gateways are PCI-DSS compliant which is a security layer that encrypts the cardholder’s credentials to avoid cyber fraud. Also Read: Is your data secure with Payment Gateway?

Analyze your Business Performance:

You can track and manage all your transactions, send payment reminders, and more from a single dashboard. You can also monitor your business performance based on cash flow.

Digital Payment Guru believes that uninterrupted payments are important but secure transaction is more important for providing a better payment experience. We provide a wide range of top payment gateways that suit your business requirements. To explore our services click here.

 

Payment Gateway

Payment Gateway for MSMEs

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India has more than 20 million SMEs. As an online business, it’s not enough just to have a shop or website. It’s also important to give the customers the choice to pay across different modes. There are a variety of gateways for payment in India. How do choose the best payment gateway for your business?

 

Let’s roll down and help you choose the best payment gateway.

 

MSMEs and Individual Seller

If you own a business with an investment of fewer than 10 crores and several employees fall below 50 then here’s what you should be looking for in a payment gateway to go online.

Being an MSME you should be looking for a payment gateway with:

  • Cost-effective.
  • Effortless documentation and legal matters.
  • Convenient payment for customers
  • Coding free integration
  • Multiple Payment modes
  • Multiple Payment collection platforms (Social Media, Messages, Emails, and more)
  • Provides Online Store.
 

Small Business:

Do you own a general store or you are a vendor looking forward to collecting online payment? Your local store might be doing well without an online payment facility but having an online payment solution can help you boost your sales, how? What if a customer shopping at your store wants to make a card payment and you do not have an online payment feature? You will lose sales. Thus, having a payment gateway can help you boost sales.

What should you consider?

  • Providing your customers with an online payment option will be an add-on for you. 
  • Look for a payment gateway that provides not just a wallet but other online payment features like Credit/ Debit cards, Net banking, and more. Having just the wallet payment features has its drawbacks like the customer wanting to pay online might have not done KYC for wallet payment.
  • Look for a payment gateway that provides hassle-free documentation and legal matters because you do not want to visit your payment gateway office back and forth for getting your documents clear where you invest your time and money.
  • The payment gateway should be coding-free as you do not want an additional person to look after the payment gateway to resolve the technical issues.

 

Online Business:

Do you have an online business with more than 50 employees?

 

Here’s what you should consider:

You should go with the traditional payment gateway. Traditional payment gateways are time-consuming when it comes to documentation and legal matters but considering your high investment it is worth your time. Also, you need to need an additional person to look after the integration of the payment gateway. Make sure that the payment gateway provides multiple payment options so that your customers can pay with any payment method they are comfortable with.

 

 

Large Retail Chain:

Do you own a Super Market or Retail Chain?

 

Here’s what you should consider:

Online Payment is not for you. But having an online payment solution and providing multiple payment options for your customers will be a smart option. You should consider having a payment solution for collecting the payment faster and online payment will solve this problem. Traditional POS machines might be working fine but having more options will improve the payment experience.

 

Hope this helps you in choosing the right payment gateway if you are still confused just drop us your query our expert will get in touch with you.

We also provide payment gateway integration of top payment gateways at the best market rates. 

 

Is Your Data Secure With Payment Gateway?

Is Your Data Secure With Payment Gateway?

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Did you ever imagine that payment gateways in your life would be so omnipresent? Possibly not. And yet, we are here. Today, each time you make a digital payment, you run into a payment gateway. When you pay Rs 100 for food or buy an iPhone worth a lakh from an e-commerce service, you connect with a payment gateway.

Without a doubt, payment gateways made online purchases very convenient. But when they pay online, many customers usually face some sort of anxiety. Even if we believe that the transaction will be safe, when we enter our card or bank details, there is always a doubt at the back of our minds. It’s after all our hard-earned money on the line.

Nevertheless, as digital payments are not going anywhere but up in terms of usage, let’s understand how secure your online transactions are and what exactly a portal of payment is doing with your data.

 

Encryption through PCI-DSS Compliance:

First things first, a payment gateway does not store the data as is. The best payment gateways are PCI-DSS compliant. The PCI Security Standards Council is a global organization that sets security guidelines on all online payment processes for the protection of cardholder data. PCI-DSS is a global online security standard. To you, this ensures that your electronic transactions are encrypted to ensure that there is no interception of data.

In simple words, a payment gateway doesn’t store your sensitive information like name, card number, pin, password & CVV. It only uses it for completing the transaction.

 

HTTPS for High Security:

Data security begins the moment you land on the website. A payment gateway uses the highest SSL certificate authentication, which enables the data to be authenticated by TLS. It might sound a bit tricky, but in simple words, you just have to look for the website. A website with https:// is a secure website.

Today, most e-commerce companies work with secure payment gateways to make sure their customers ‘ data is not compromised. You can also test whether or not the website or payment gateway page is safe by searching for https:/ in the URL, but in addition to understanding how payment gateways provide protection, let’s look at something called tokenization.

 

Tokenization:

While making the payment you enter the 16-digit number. The payment gateway substitutes the 16-digit number with a single token. This token is a set of random characters to replace the 16-digit number of your card. It allows the authentication of payment without revealing sensitive details. Cards are assigned randomly, making the actual card number from the token incredibly difficult to reverse-engineer.

 

 In conclusion, payment gateways and online transactions in today’s world are by and large safer. You can go ahead and digitally transact with proper peace of mind. Only make sure you keep your eyes wide open so you don’t slip into traps.

website

How To Build Online Business Without A Website?

Posted on | by dpgadmin | 1 Comment on How To Build Online Business Without A Website?

 

Planning to start a new online business, but do not want to go through the hefty process of website building?

We are here to solve this problem, there is no need for a website to start an online business.

Back in the old days, when internet access involved a dial-up connection, there was no other choice for companies but to sell their products and services through the traditional method–a website. 

If you wanted to have a successful online company, there was a time when you had to have a website. You either had to employ a developer, designer, and marketing specialist to get your website into the business model or learn the truth yourself to make money.

Is the website really necessary for Online Business?

Not really, you can start your business without a website by sharing your digital catalog on social media and WhatsApp. This is a budget-friendly way of marketing your business. Also, you can save the cost involved in creating a website for which you hire a website developer, hosting domain, and apart from that yearly renewal of the domain. 

When you plan to create a new website for your business, you will come across several terms like domain name, hiring a website developer and yearly renewal, maintenance of website and so on which increases the hassle and cost of creating the website. Many businesses quit before setting up the base. There are other alternatives to a website.

How to start your online business without a website?

There are two ways to start an online business without a website:

  1. Online Store.
  2. Page Builder.

Online Store: 

 

The online store provides the company with a one-stop e-commerce store to sell its products and services. On the online store, you can sell any number of products. Simply register and start adding the items to the store.

Online Store allows you to create a free web store with built-in payment options and a shopping cart in minutes to help customers buy multiple items in one go. Check out the online store features of Digital Payment Guru. Payments and shopping carts are included in your online store. To grow your company, you also get data-driven insights and a rich app store.

An online store is unlike a website, it doesn’t require you to hire a developer, a yearly renewal, and maintenance.

Page Builder:

 

Using Page builder, you can create a quick one-page website for your customers to scan before redirecting them to a payment link or online store. Customize and layout your website using our gallery Download photos, add pay buttons, and upload videos You can watch the short tutorial here to understand the process of making a page creator.

You don’t need a full-fledged website to begin your online business. In two steps, with one of our tools, you can start your business and start selling.

When you start a business without a website, it’s good for your brand. You can consider creating a website once you bring in the followers, and the revenue, generate sales, and get the word of mouth to go smoothly.

 

 

Payment Gateway For Events

Posted on | by dpgadmin | 1 Comment on Payment Gateway For Events

 

Do you have an upcoming event? A platform for booking tickets online is something you are going to need. These days, event companies prefer selling their tickets online, while selling tickets online it is not just important to have a trusted payment gateway but also a payment gateway solution is important. 

Finding a payment gateway solution is a tricky part but we make it simple for you.

How to Choose a Payment Gateway for Events?

You need event management software and an online payment solution to sell your event tickets online. Before choosing a payment, gateway there are some things that you should consider,

  1. Have a website for your event so that the payment gateway can be integrated into your website.
  2. The payment gateway you choose should be trustworthy, it doesn’t matter if it is popular.

Merchant Account: A merchant account is where your payment goes, before being transferred into your bank account. Some payment gateways require you to have your merchant account. 

Transaction Fees:

Check for the per transaction cost of the payment gateway. The transaction cost mostly ranges between 2.5%-4% per transaction. 

Safety and Security:

Make sure your payment gateway is PCI-DSS compliant and provides a secure encrypted environment for transactions. Look for fraud detection and prevention mechanism, the payment gateway mostly has it as a built-in feature.

Processing Time:

You would want to collect the payment for tickets about a week before the event, Check the transaction time your payment gateway takes, usually it is 3 days.

International Transaction Support:

Choose the payment gateway that supports international transactions, if you have an event in India, there will be people traveling from other countries for the event. Having international transaction support will gain you international customers.

Payment Method:

Look for a payment gateway that provides multiple payment options. All customers will not choose to pay with a debit/credit card others might want to pay using UPI. Having a single payment method might lose you a customer.

Transfer Limit:

Every payment gateway has different transaction limits and transaction fees as well. Your customers making the payment are the ones who will be paying the transaction fees and not the receiver. The more affordable payment method will increase your chances of getting paid.

How Digital Payment Guru can help with the Event?

Digital Payment Guru provides top payment gateways at the best market rates. We provide payment gateway integration services of the best payment gateways like PayU, PayPal, Instamojo, Atom, and Paytm.

Benefits of Digital Payment Guru:

  • Payment Gateway Integration: Provide payment gateway integration into your existing system thus avoiding the hassle of integrating the payment gateway on your own or hiring a developer.
  • Best rates: The transaction rates of payment gateway range from 2.5-4% per transaction but we provide payment gateway at the best transaction rates compared to market rates.
  • Website audit: If you have an existing website and want the payment gateway integrated into it, we provide a full website audit with a payment gateway integration service.
  • Consultation: If you are confused about which payment gateway to choose from, we provide consultation by analyzing your business needs and suggesting the best payment gateway for your business with the payment gateway integration service.

Still, wondering which payment gateway to choose for your event?

Contact Us to receive full consultation in choosing the right payment gateway.

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WhatsApp Payments

Whatsapp Payment Business On Hault

Posted on | by dpgadmin | 3 Comments on Whatsapp Payment Business On Hault

 

WhatsApp has been testing a peer-to-peer payment service in India for more than a year, its largest user market, but the official launch has been delayed by local data storage standards. After a hacking incident involving Israeli spyware Pegasus, Supreme Court gave the central bank six weeks to report on WhatsApp’s compliance with data localization standards as Facebook-owned messenger gears to launch a payment service in the country, a person involved in the case said. The Reserve Bank of India (RBI) told the Supreme Court that the WhatsApp messaging platform does not comply with data localization requirements.

The apex bank ordered the Indian National Payments Corporation (NPCI) not to permit the Facebook-owned company to introduce the full-scale payment service in India.

WhatsApp faced an additional challenge as a think-tank based in Delhi, the Center for Accountability And Systemic Change, claimed in a petition to the Supreme Court last year that the company did not comply with the rules on data localization payments.

NPCI operates the Unified Payments Interface (UPI), which last month clocked more than one billion transactions. PhonePe and Google Pay are the leading UPI players followed by Paytm and Amazon Pay.

WhatsApp Payments, based on UPI, has been in beta for a year or so. In 2017, through an invite-only model, the company started testing the payment service in India.  The payment service in India, however, is yet to be officially launched.

The development comes as RBI had recently been asked by the Supreme Court to update it in August on the data location status of WhatsApp.

The RBI has reviewed the above reports (by NPCI) and NPCI’s responses and is of the view that WhatsApp stores the following payment information elements outside India beyond the timelines stated in the circular and frequently asked questions (FAQs) on storage of payment system data provided by RBI on June 26, 2019, “RBI said, as quoted by Times of India.

Also, RBI has advised NPCI not to allow WhatsApp to go live on the UPI payment system for full-scale operations until it is fully compliant, it added. WhatsApp payments system stores various payment information outside India, including transaction ID, collection demand expiry, and reference numbers for retrieval among other data elements say RBI. WhatsApp has more than 1.5 billion users worldwide, including 400 million users in India alone

 

Smart Billing

Smart Billing

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Smart billing lets you create custom subscriptions for your customers and receive recurring payments. Generate personalized invoices to receive your customer’s payments on time.

We provide an easy-to-use, fast & automated platform for SMEs that charge their customers with rentals to create subscriptions & charge customers based on the billing frequency & billing cycle you create.

Subscription:

Subscriptions are essentially automatic transactions where a customer authorizes a service provider/dealer to auto-debit fixed amounts at regular intervals as determined by the contract. Digital payment Guru provides merchants with an automated, trouble-free platform where they can create recurring payment schedules for their customers, monitor the billing cycles and receive instant alerts about subscription activities. The only thing traders need to do is connect their respective plans to their customers and track their subscription activities.

Our recurring model lets you build subscription forms like Fixed billing & Metered billing.

Fixed Billing:

You can charge your customers for the items, products/services fixed in this billing type. You can set the billing frequency and period per the plan allocated to your customer.

Let’s say you create a one-year plan subscription for your customer. Therefore, for the items/services you provide to your customer, you can set the billing rate to receive payments from your customer. This frequency can be daily, weekly, monthly, or yearly, as you choose. The next thing that has set the rate is to set the duration of the billing cycle. This will determine the number of times the customer pays for your service.

For example, you want to create a broadband subscription for 1 year and want to collect the money every month. You will have to set the billing frequency to ‘monthly’ and the billing cycle to ’12 months’. Now, your customer will pay you every month for 1 year.

Metered Billing:

In metered billing, according to the use of the products/services you have provided, you charge your customer. The specification of the billing cycle & the billing rate for the billing meter is identical to the fixed billing as mentioned above.

The only difference here is that at the end of the billing cycle, you charge the customer according to the use of your customer’s items/services. So you set the customer on the last date of his billing frequency, i.e. on the last day of the month, if there is a metered billing subscription for 12 times per month. You can easily add products and update your plan according to the use of the customer and pay it accordingly.

Manage Subscription from Dashboard:

You have a dashboard that allows you to easily manage and track all the subscriptions you have made. Based on your operation, your subscriptions will have a certain status. If you’ve just created a subscription and have not delegated it to any client, the subscription will have the’ draft status.’ Likewise, subscriptions will be given, charged, unpaid, expired, stopped, or canceled.

You can handle all of these subscriptions from a single dashboard. With a few clicks, you can even send payment notifications to clients.

Quick Invoices:

Create online invoices and send invoices to your customers quickly via email & SMS and just wait for payments in your bank account. Share the customer invoice payment links and allow them to pay online. It would be easy to prepare an invoice as your customers & products are already made. To start with, you must create an invoice number that will be unique to that specific invoice. In addition, simply select the customer to whom you wish to send an invoice. Pick the billing & shipping address of the customer that you entered (when creating database customers).

To know about the payment link reminder click here

Provide Multiple Payment Options for your Customers:

There are often cases where consumers prefer to make partial payments to you. Keeping this in mind, we will allow you to create splits on your invoice’s total amount payable. For example, if your invoice’s total payable sum is Rs.1600, you can build splits of let’s say Rs. 400 each. In this way, your customer can pay the sum of Rs.1600 in 4 splits (each of Rs.400) which will enable your customers to increase their flexibility in payment and retention of customers.

Invoice Management:

From the dashboard, you can easily access every single invoice you build or issue, or just draft & save. You can access and edit the invoices that you created and did not issue to any customer.

Smart Billing advantages for retailers Receive transactions promptly Well-predicted cash flow, Strong retention of customers, Receive fast and safe payments with acknowledgment, and Real-time payment alerts.

Digital Payment Guru provides smart billing that simplifies the accounting system efficiently, with ease of operation promptly and removes the manual audit of transactions to a greater extent.

As everyone is aware, digital marketing is essential for any business with an online presence. Click here for more information on the service.

POS-MOBILE

Advantages of Mobile POS

Posted on | by dpgadmin | 2 Comments on Advantages of Mobile POS

A mobile POS system consists of POS applications that can be installed on Windows or iPad devices, allowing workers to communicate with customers wherever they are in your shop.

In a recent survey, 52.8 percent of shoppers said they’re searching for tablet-carrying retail staff; meaning they want the best technology for their squad.

So, what market advantages can these mobile point selling systems bring to your company?

Minimise walkouts and showrooming

As soon as your customer walks into your store, they are looking to confirm that the product meeting their requirement is readily available in stock, know the cost of the product, and answer some relevant questions to help them decide whether they want to purchase.

Shoppers frequently feel reluctant to reach the counter to ask a question. Most will simply go out (often engaging in showrooming) if you don’t quickly present to them this key decision-making information as they browse your store.

You can intercept the process with a Mobile POS solution and proactively engage the customer, armed with all the information in your POS system to make the sale easier.

The integrated mobile point-of-sale program empowers the employees to quickly find specific items and to provide real-time inventory availability, pricing, and a host of other product information. It will use Google-like fuzzy matching so that workers are assured that their searches will return specific products or provide the closest match to offer a selection of alternatives, increasing the likelihood of winning the deal.

When providing a great shopping experience, the ability to quickly pull up product information and pricing specifics when engaging with the consumer is crucial.

It also allows the employees to close the sale with enticing deals that will not weaken the bottom line.

Where there is no inventory of appropriate items in store, the workers can see what is available in other locations in real-time and arrange automatic stock transfers for home delivery and pick-up from other outlets.

You can even integrate in-store display browsing with all the stock in your store network so that the customer can search and make quick purchases.

To know more about how to engage customers click here.

Cross-sell and Upsell to maximize the basket size:

An innovative Mobile Point Sale platform allows the employees to engage consumers in the shop they are interested in, and then quickly identify and offer them a selection of up-selling and cross-selling items to increase basket size. Staff can easily identify what items to choose for up-sell / cross-sell that are specific to each situation/customer. This takes into account the old stock, the items labeled, and the inventory available at other locations or outlets.

Drive named sales and reward loyal customers

Capturing customer information is easy and reliable to see your phone screen and correct any possible errors on your mobile POS display.

You can encourage the customer to provide these details using built-in loyalty programs. Your staff can then pull up demographic information for occasional shopping / cross-selling on their mobile POS such as age and gender when they visit. For example, they could cross-sell for men and children when they know that a customer has a husband and children. If the customer has a buying history, the sales team can take advantage of previous purchases to suggest items related to past sales.

Selling via pop-up stores

A mobile POS device is your ideal solution when you sell at trade shows, car park sales, markets, or pop-up shops. With the Mobile POS app, stock levels between all your stores, including your eCommerce website, are changed in real-time, giving you a clear idea of what to sell at any time.

Lower shrinkage in-store

Because your sales team has more time to engage in-store buyers, shoplifting, operational mistakes, and retailer fraud may decrease common shrinkage. With less time behind the counter, staff may concentrate on other sales tactics to boost profits.

PCI-DSS

What is PCI DSS Compliance?

Posted on | by dpgadmin | 2 Comments on What is PCI DSS Compliance?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to maintain a secure environment for all entities that accept, process, store, or transfer credit card information. The PCI DSS is operated by the PCI SSC, an independent body produced by major brands of payment cards (Visa, MasterCard, American Express, Discover, and JCB)

Compliance with PCI is required to secure and protect online transactions from identity theft. According to the PCI Compliance Security Standard Committee, any merchant that wishes to process, store or transfer credit card data is required to comply with PCI. The PCI DSS refers to any entity that receives, transmits, or retains any cardholder data, regardless of the size or number of transactions.

In short, PCI DSS is a set of regulations created by major brands of payment cards including Visa, MasterCard, American Express, Discover, and JCB. This scheme allows organizations to meet general data security requirements that must be met by each merchant.

 

The following are the security requirements:

Build and Maintain a Secure Network:

To protect cardholder data, install and maintain a firewall configuration. Do not use defaults provided by the vendor for system passwords and other security parameters.

Protection of Card-Holder data:

Protect stored cardholder data. Encrypt cardholder data transmission through open public networks

Maintain a Vulnerability Management Program:

Use or upgrade anti-virus software or system regularly Develop and maintain secure systems and applications

Implement Strong Access Control Measures:

Restrict access to cardholder information by businesses and know how to allocate a unique ID to each person with computer access.

Regularly Monitor and Test Networks:

Track all connections to network resources and cardholder information regularly.

Maintain an Information Security Policy:

Maintain a framework for the protection of information for all workers

Risks that your organization runs by not having PCI DSS compliance:

Businesses that don’t accept any credit cards sometimes question why they need to follow a safety requirement such as the PCI DSS. In the Payment Card Industry (PCI) world, companies that do not process more than 20,000 credit card transactions per year are categorized as level 4 merchants. This level 4 has the lowest level of compliance requirements and therefore requires the lowest level of compliance effort. However, this tier of merchants is also the most vulnerable to crime and cyber-attacks, according to data from the Payment Card Industry. Seventy-one percent of hackers target small businesses and retailers with less than 100 employees, according to the PCI Security Standards Council (PCI, 2016). In addition to the threat of a data breach, agreements with an acquirer or payment processor can require that your company comply with PCI. This is valid for any company that even accepts a single payment credit card.

Benefits of PCI DSS: 

Security improvement:

A study conducted by Verizon found that companies that comply with PCI are more likely to resist substantially up to fifty percent of a cardholder data breach. This means that the 12-required PCI DSS is an effective collection of security checks to protect cardholder information.

 

Reduced risks of losing cardholder data:

Compliance with PCI DSS will make you feel confident that you have done all you need to do to protect cardholder data. Also, your customers feel safe, they believe that they provide their confidential data to a trusted company, that’s you.

 

Improved customer relationship:

According to a study conducted by Quirk’s Marketing Research Review, it reported that 69 percent of customers would be less likely to engage in business with an infringed entity. As a PCI DSS-compliant enterprise, you should be able to significantly reduce data breaches. This means you’re going to have a better customer relationship. They will see you as a firm committed to protecting their information.

 

Increase in Profit:

Once your customers know that their card details are secure with you due to compliance with PCI, the word of mouth will only increase the number of your customers and ensure that your loyal customer base will only keep growing. In short, there are more customers, more sales, and more income.

 

Brand Image building:

With your company’s strong commitment to PCI enforcement, the brand’s identity would stand out in a very suitable way.

 

Sustain Your Business:

Each retailer has to comply with the norm even with one credit card transaction if it does not comply they will be at high risk. If you are not compliant with PCI DSS, you will be fined and you may also face charges for failing to protect cardholder data. You’re going to lose money and hurt your reputation. This may jeopardize your company. To maintain their presence in this market, being PCI compliant is a must for any company that stores, processes, and transmits cardholder data.

 

About the above, we Digital Payment Guru are the payment gateway integrators providing payment gateway integration service for top payment gateways which are PCI DSS compliant. The merchants who use the payment gateway to accept their customers ‘ online payments are assured of the security provided to the confidential card-related data of the customer.

Payment Gateway for Freelancers

Posted on | by dpgadmin | 31 Comments on Payment Gateway for Freelancers

The freelancer business is growing in India, many youngsters are freelancing either part-time or fulltime. In this business there is no fix income scale, thus collecting payment on time from the client is important. A payment gateway will make it easier to collect payments online.

How to choose the best Payment Gateway for Freelancing?

Freelancers in India have the main aim in their mind and that is to get paid on time. A survey conducted by PayPal states that out of every 500 freelancers at least 1 freelancer doesn’t get paid on time.

Some freelancers have also highlighted that they have received payment 2-4 days after invoicing. Expert freelancers have taken measures to tackle this problem by providing offers on early payments and charging fine for late payment.

Following are some problems that are faced by freelancers:

  • Negotiating project prices
  • Payment Collection and payment modes
  • Invoicing

Here’s what you should consider before choosing a payment gateway for Freelancing:

  1. Transaction Fees: Check the per transaction charges for all the payment gateways, compare & analyze and make sure it doesn’t have long term implications.
  2. Security: To know how secure your payment gateway is, read the reviews online on quora or reviewing sites.
  3. Transaction Speed: Check for the total transaction time a payment gateway takes to process the payment. Ideally, it is for 3 days.
  4. International Transaction: If you choosing a payment gateway for freelancing, make sure the payment gateway supports international transactions as you can increase the scope of your business by later on expanding it globally.
  5. Payment Modes: Payment Gateway provides multiple payment options using which your client can send you payment with the desired payment method, thus providing convenient payment.
  6. Transfer Limit: Your client is the one who pays the payment processing fees and not you. So, check the payment gateway with affordable charges as the client will look for the payment mode with fewer charges.

How Digital Payment Guru can help Freelancers?

Digital Payment Guru provides payment gateway integration service of the top payment gateways like PayPal, PayU, Instamojo, Atom and Paytm. If you are confused which payment gateway to choose from, Digital Payment Guru helps you choose the best payment gateway by analyzing your business requirement.

By switching to Digital Payment Guru, you unload your task of choosing the best payment gateway to us.

How we can help?

Following are some of the features that can help you collect online payment:

  • Payment links: The most simple way to accept payments online is by creating a payment link. There is no rocket science in creating a payment link. You just have to click on create payment link in your payment gateway dashboard and set the amount for payment link, now you can share this payment link on multiple platforms like social media, mail, and messages and more.

Related Post: Everything you need to know about payment links.

  • Request bulk payments: Using the payment gateway dashboard you can send multiple payment requests to your client in one click and your client will receive a payment link by clicking on which they can make payment with multiple payment modes.
  • Faster Payout: As mentioned earlier, online payment requires a certain time to reflect on your bank account. Using Instant payouts you will receive payment from a client on time as well as the amount will be reflected in your bank account the same day.
  • Invoice Generator: Get the invoice for all the payments you receive from your clients. This can help you track and manage your payments in the future.

Payment Gateway for freelancers facilitated a clear communication between you and your client, Digital Payment Guru just acts as Payment Gateway provider who integrates a payment gateway into your system (website) and rest is on you, you have to use the dashboard to handle your payments. A payment gateway automates your payment collection process so that you can focus more on your business.